January 2026 – Page 2 – Insight, interpretation, and clarity

How the Cash Rate Affects Your Mortgage: A Homeowner’s Guide

January 18, 2026 by Intellifi Research

If you're a mortgage holder, you've probably heard news about the Reserve Bank changing the "cash rate" and wondered what it means for your monthly repayments. The truth is, this...

What “Good” and “Bad” Economies Really Mean for Households

January 5, 2026 by Intellifi Research

Economists love labels: “the economy is booming,” “we’re in a recession,” “growth is slowing.” But for most households, these phrases don’t connect with daily life — and they often lead...