If you're a mortgage holder, you've probably heard news about the Reserve Bank changing the "cash rate" and wondered what it means for your monthly repayments. The truth is, this...
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Economists love labels: “the economy is booming,” “we’re in a recession,” “growth is slowing.” But for most households, these phrases don’t connect with daily life — and they often lead...
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TL;DRInterest rates don’t move straight from central banks to your mortgage. They pass through banks, markets, time delays, and human behaviour — which is why changes feel uneven and confusing....
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